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Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Thursday, June 22, 2017

Meandering blogger

Ally our 2016 American Allegiance
I have not been posting to this blog but happened here after getting a notification about a comment.  So I have updated with a photo on the sidebar of our now new, to us, 2016 American Allegiance Coach, our new vacation home on wheels.  We acquired Ally, her name,  end of February, 2017 at Lazy Days in Seffner Florida where we wintered  some of our 2016-17 snowbird south. Since I did create this blog to record our RV adventures long ago, I thought I should get busy with posting the new addition.

This was not my idea, I was quite satisfied with our Excursion, but Jerry wanted newer, better,  it had under 62,000 miles which is nothing on a diesel, but he  wanted this upgrade, tag axle and a hundred other things, newer.  He began to develop a litany of things that would have to be done to fix the Excursion, and admitted it would cost way less than the new coach, but that he felt it was time to upgrade . 
2008 Excursion which we traded in for Ally


2017 February Florida, moving out of Excursion into Allegiance
what a siege and chore unloading and loading.  We were loaded up
for winter, so it took days to transfer stuff. 
Yes Ally is ultra luxurious but what a siege.  I could write the longest blog post ever about the entire process, but I have already done that on Facebook, so not repeating everything here for non Facebook people.  I fear spending big sums of money in retirement because I have a phobia of ending up a bag lady.  I always have had that, maybe it started  with warnings from my Polish grandma, "always have a way to take care of yourself and earn money so you do not end up old and poor"  something like that she told me in Polish.  Jerry who is not a spendthrift by any means, though, reminds me that we can't take it with us and we just as well enjoy while we can.  We have no one that close to us to leave sums of money too and most of what we leave will be going to various charities and organizations that we support.  While they will likely put our names on a plaque somewhere in gratitude, we should reap the rewards of the working we both did in our careers.  Further, he knows while I shudder,  that no way are we approaching financial destitution in fact, we are part of the better off retirees, we own our home. no bills, some months do not spend all our income and we do not need to save and pinch pennies and debate about purchases.  When we see something we want, we buy it.    

Back to Ally, Jerry spotted this American Coach and had been on the lookout to upgrade, even though we really liked our 2008 Excursion.  I was reluctant to do this, spending really big buck$ and then some, but I should have known that once he starts on looking at a new vehicle, it is going to happen.  Well while we were in Sefner, he couldn't get the right deal on the price of this new coach nor on trade in for ours. I was relieved but his mental wheels kept on churning and turning.  So we went on to Texas, Port Isabel where we intended to spend the rest of February and early March.  That is another story entirely and although the weather was fabulous there along the gulf, that border area is just not a place I care to revisit.  The RV Park was old and very cramped, so that we couldn't look out our windows without seeing the wall of another coach or trailer squeezed right next to us.  That is  jut not the way we like to live, so  we  were waiting out February and wiser for the experience. 

Allegiance hall way, residential refrigerator.
Behind the closed doors to the left are the separate washer and dryer. 
Jerry began making phone calls back to Florida to the sales consultant at Lazy Days and learned the American Coach was still there.  They thought they had sold it but the potential buyers couldn't qualify for financing.  We were paying cash.  For the life of me I cannot understand people financing motor homes, especially as vacation homes.  We have never charge a vacation in our lives, if we couldn't pay for it we  didn't go.  The Allegiance had barely had a first owner who kept it only 4 months and then upgraded to something bigger, a bus. Well that first owner took the depreciation, because just like automobiles, these babies depreciate the minute they leave the lot.  The Allegiance is 42 ft, but what a difference those 2 feet more than the 40 ft. Excursion make.  We gained a half bath which I really appreciate when Jerry is in the shower and the main bathroom is occupied.  We gained a residential refrigerator and a stacked separate washer and dryer, unlike the all in one combo we had in the Excursion.  I really like all these amenities, the beautiful dark cherry high gloss  luxurious cabinets and the new microwave convection oven, the all induction cook top and the dishwasher!  I never thought I would want a dishwasher in the coach, but when we winter for months, I was missing that.  I still prefer my own cooking a lot of the time when we are traveling, so despite eating out when we chose to, I cook most meals in our home.  I have always dislike washing dishes and although it isn't that bad for two people, I am much happier with a dishwasher. We have 3 smart tv's inside, one is going to come out and become cabinet space and we have an external TV for watching outside. 

Living room area sofa, not fully pulled out, there is an extension,
to the sofa which is white leather. That's why a cushion is on the
kitchen  counter, sink area to the right
King size bed
There have been some minor fixes needed, stuff the former owner never found or perhaps didn't have the acuity that Jerry has for all things electronic and mechanical.  We have an appointment in August at the factory in Decatur Indiana for some slide warranty work. That fits with our planned trip to my PA home area for my 55th high school class reunion.  Although he vowed that it would fit into it's own house that we have here at our home in MN, sure enough when we got home in March he called a contractor to have some roof beams elevated.  With each newer, bigger coach, he has enlarged the shop/house for coaches.  It is now fully extended and can go no bigger, but the beams were a bit too low for this coach, so there was an adjustment needed. Did I mention the bed is king size, which I dislike and so does he.  We are accustomed to queen size and this meant buying new linens too.  So although this is more comfortable with ability to raise feet and hear, etc. similar to the  luxury bed we have at home, with massage features, etc, we both would have opted for a queen size.  But the new coaches all have King size, likely that works well for big people, or those who are king sized themselves. We are not. We talk about replacing this King with a queen, making this bed is  hassle because there is barely enough room for hands to fit between the head and the wall. And the pillows, too  many all nicely decorative, but have to be removed for sleeping and then stored across the room.  We took several pillows out and have them in a big  bag stored at home, they will likely visit Goodwill store soon.  

We traveled  to Goshen Indiana in May to a Pushers annual event that Jerry has wanted to attend for some time. Another long story and one chronicled on Facebook.  We have some home projects under way including taking down 3 of our magnificent big ash trees from out back, victims of the emerald ash borer that has devastated this region.  I had new quartz counter tops put into the kitchen and am still waiting on the tile for the backsplash.  After I debated and pondered and made my decision, the contractor later advised that the tile was on backorder and there would be a 8 to 10 week delay.  So although  the counters were done end of April, we are waiting.  Surely this will end, but I decided to wait,  After all it took me 3 years to do this project that I have been thinking about and took me a month to decide on both counters and backsplash.  So waiting and keeping busy at home, gardening, weeding, and life. This is the update for today, last photo of the happy man in our new vacation home. 
Jerry watching one of the 3 inside TV;s from the sofa.